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How to File a Truck Accident Claim Most truck accidents are caused by negligence on the part of the truck driver or the trucking company. The injured victims usually have to file a lawsuit to get full compensation for the incident-related costs. Medical expenses are a cost that victims of truck accidents often have to cover. Insurance companies can demand an independent medical examination to determine the extent of your injuries and the impact they have on your daily life. Medical Care When you are in a crash involving a truck it is essential to seek immediate medical care to ensure your health and safety. In getting medical attention as soon as you can will also aid you to record your injuries to use them as evidence in your claim. It will also help build a stronger case that proves your injuries were caused by the accident. Medical expenses are a foundational aspect of any personal injury claim. They demonstrate the extent of your injury and how it has affected your life. You may not be eligible to be compensated fully if you don't have a solid record of your injuries. In certain cases the medical treatment could be so that you are not able to work or return to your regular activities. In this case you could be able to get compensation for the loss in income. You could also be entitled to reimbursement for the cost of any assistive device that you need to live the normal life. In the event of an accident there are many parties that could be held accountable for the crash of a truck. The parties that could be held accountable include: Truck drivers: They may be employees of a company with a contract to drive for a specific employer or independent owner-operators. They operate their trucks for themselves or the shipper with whom they have signed a contract. If truck drivers are negligent, reckless, or otherwise engaged in unsafe actions on the road, they may be held accountable for the cause of an accident. Other drivers In the event that the negligence of another driver contributed to an accident, that driver could be held liable. Other drivers are typically found to be responsible for truck accidents, particularly when the driver who was at fault was reckless or distracted. The liable parties might try to deny your claim by shifting blame, recording your statements against you, or trying to trick you into admitting fault. You should hire an experienced lawyer for your truck accident. Your lawyer will fight for your rights and ensure the liable party pays what you are due. Lost Wages Accidents involving trucks aren't the commonplace. These accidents are more serious and are more likely to cause permanent disability or long-term injury. They also have heavy loads that put occupants in more danger. There are a variety of truck drivers. Owner-operators who own their trucks and contract with shippers in exchange for a fee to transport goods, or company drivers who operate vehicles that are owned by their employer. Both parties could be held accountable for collisions that involve commercial vehicles, depending on the circumstances. A person who is injured in a crash involving a truck and cannot work may be entitled to compensation for lost wages. The amount they could have made during the time that they were not able to work because of their injuries will be used to determine the compensation. This includes regular pay along with benefits such as paid time off or overtime. Before awarding damages for lost wages, a judge normally reads a letter from injured party's doctor that provides a treatment plan and explains why they were unable to work. A letter from their employer which confirms their salary, hourly pay and the number of days they were unable to go to work due to the injury is also required. Once the evidence is gathered, your attorney will prepare an order that details the amount you've lost due to the truck accident. It is then sent as a clear message to other driver’s insurance company, detailing the details of the case as well as how you were injured. There may be back-and-forth communication throughout the negotiation process and if a deal is not reached, your attorney will file a lawsuit on your behalf. In most cases, a person can seek compensation for lost wages through the bodily injury liability. If this coverage is not available, a person who was injured by an uninsured or underinsured driver can claim compensation through their car insurance company up to their personal injury protection (PIP) coverage limit. Pain and Suffering In addition to financial losses, truck accidents often result in substantial emotional and physical distress. These non-economic damages are hard to quantify, but they still merit compensation in the form of monetary. A knowledgeable New York truck accident lawyer will review your case and determine the value of your non-economic injuries. Injuries can cause you to be unable to participate in your favorite hobbies or activities. You could also be missing out on vacations, or other activities that enrich your life, and you deserve compensation for this loss. Loss of consortium and loss of enjoyment of life are two other examples of non-economic losses. It is essential to seek immediate medical attention for any injuries following a crash with large trucks. This will not only aid you to maintain your health but will also be an invaluable document in any future personal injury claims. Even if the injury seems small, it's important to undergo a thorough assessment. As time passes, a medical professional can determine the severity of your injury is and provide you with the proper treatment. The next step is to have your attorney review all the evidence and create a demand letter that sets forth your compensation needs. Your lawyer will send the letter to the responsible parties and their insurance companies. If they don't agree to your demands, your lawyer will be ready for the court. This shows that you are not willing to back down and that they must treat you with respect when they are attempting to offer you a fair settlement. Be prepared for the insurance company of the party at fault to reach out to you regarding the accident and any injuries you suffered. They are usually “wolves in sheepskins” and will attempt to convince you to provide them information that they can manipulate and use against your settlement in court. By letting your lawyer handle all communications with insurance companies and others, you'll be able to avoid making any statements that could be used against you. Damages The most important thing to consider is the damages aspect of any truck accident claim. They could be financial, such as medical bills and lost wages, or non-economic such as suffering and pain. In both instances, however, there is one thing that all damages share they are the result of the negligence of another party. To receive compensation the victim must show that the responsible party did not use reasonable care when operating their vehicle or was reckless while driving. Even minor accidents could cause catastrophic injuries due to the weight and size. It is vital to seek immediate medical attention even if the injuries appear to be minimal. This will not only protect your health and well-being, but also provide crucial evidence for your injury claim. This will allow your insurance company to understand the full extent of your injuries, and could help them prove that you'ren't as injured as you claim. It is also essential to keep records of all expenses incurred in connection with your accident. You will need to keep all travel expenses you incur to attend doctor's appointments as well as other treatments. Also, any property damage that was caused by the accident. This includes your car that could be destroyed in a serious crash and also personal items like watches and other jewelry. It is common for the insurance company to attempt to contact you shortly after your crash to offer an offer of settlement. However, you should steer clear of talking to them or accepting a settlement without consulting a seasoned truck accident attorney. These representatives will often try to convince you to accept lower offers that do not cover your injuries-related expenses. A knowledgeable lawyer will examine your records and provide you with an accurate estimate of the worth of your case. Your lawyer will also be able to determine if additional damages, like punitive damage, are available. mississippi truck accident lawyer are damages designed to punish the person who committed the offense, and discourage others from engaging similar behavior.